Should I book it? With all this said. It’s a NO from us on cruises. While we love cruises, especially small ones like Silversea and SeaDream, it’s just not safe to book these right now for the immediate future.
We would change our suggestion if we see the cruise lines change their cancellation policy.
Lastly, let’s talk about travel insurance. Because of the volatility of the travel market, you might think, “I’ll just buy travel insurance and everything will be ok.” We wish that were the case, but it’s not.
It’s important to know that not all travel insurances are created equal and you MUST read the fine print. Also, if you rely on your credit card that comes with a level of travel insurance, it most likely won’t cover changes or emergencies due to COVID-19. ‘
Because there are global travel alerts right now, most travel insurance companies are NOT GOING TO COVER YOU. You should consult with the travel insurance company directly to see if they are providing insurance that covers COVID-19 related emergencies. You can also inquire about CFAR, which stands for Cancel for Any Reason. Make sure one of those reasons is COVID-19.
Talk to the insurance company ahead of time about options. Not everyone will qualify for this insurance so you need to talk to the company prior to purchasing.
Allianz Travel Insurance, one of the largest travel insurance companies, states the following on their site: We are currently accommodating claims for:
- Under Emergency Medical Care Benefit: Emergency medical care for a customer who becomes ill with COVID-19 while on their trip.
- Under Trip Cancellation or Trip Interruption Benefits: Trip cancellation and trip interruption if a customer becomes ill with COVID-19 either before or during their trip.